Terms and Conditions

1. Acceptance of Terms

By accessing or using the Aethelgard Horizons Service, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree with any part of these Terms, you must not use the Service.

2. Eligibility

You must be at least 18 years of age and capable of forming a legally binding contract to use the Service. By using Aethelgard Horizons, you represent and warrant that you meet these requirements.

3. Description of Service

Aethelgard Horizons provides data analysis tools, dashboards, and informational content intended to support decision-making for investors and small business owners. The Service is provided for general informational purposes only and does not constitute financial, legal, tax, or investment advice.

Aethelgard Horizons is not a licensed financial adviser, broker, or fiduciary. Nothing on this website or within the Service should be interpreted as a recommendation to buy, sell, or hold any financial instrument. You should seek independent professional advice before making any financial or business decisions.

4. Account Registration

To access certain features, you may be required to create an account and provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. You agree to notify Aethelgard Horizons promptly of any unauthorized use of your account.

5. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose or in violation of any applicable regulation;
• Attempt to gain unauthorized access to any part of the Service, servers, or connected systems;
• Reverse engineer, decompile, or attempt to extract the underlying source code or algorithms of the Service;
• Reproduce, resell, or redistribute any content or data obtained through the Service without prior written consent;
• Use automated systems (bots, scrapers) to access or extract data from the Service without authorization.

6. No Financial Advice / Risk Disclosure

All information, analytics, forecasts, and alerts provided through Aethelgard Horizons are generated using automated data processing and modeling techniques. These outputs may be incomplete, delayed, or inaccurate, and past performance or historical data referenced within the Service is not indicative of future results.

Investing and operating a business involve inherent risks, including the potential loss of capital. You acknowledge that any decisions made based on information from the Service are made at your own discretion and risk. Aethelgard Horizons accepts no responsibility for financial losses arising from reliance on the Service.

7. Subscription, Fees, and Billing

Certain features of the Service may require payment of subscription fees. All fees will be disclosed prior to purchase. Unless otherwise stated, subscriptions may renew automatically at the end of each billing cycle. You may cancel your subscription at any time in accordance with the cancellation process described on the website; cancellation will take effect at the end of the current billing period.

Aethelgard Horizons reserves the right to modify pricing or subscription terms with reasonable prior notice.

8. Intellectual Property

All content, trademarks, logos, software, and materials made available through the Service are the property of Aethelgard Horizons or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use the Service for personal or internal business purposes only.

9. Third-Party Links and Services

The Service may contain links to third-party websites or integrate with third-party data sources. Aethelgard Horizons does not endorse and is not responsible for the content, accuracy, or practices of any third-party services. Your use of such third-party services is at your own risk and subject to their respective terms.

10. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Aethelgard Horizons does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

11. Limitation of Liability

To the fullest extent permitted by law, Aethelgard Horizons, its owners, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or business opportunities, arising out of or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.

12. Indemnification

You agree to indemnify and hold harmless Aethelgard Horizons and its affiliates from any claims, damages, liabilities, and expenses (including reasonable legal fees) arising from your use of the Service, your violation of these Terms, or your infringement of any third-party rights.

13. Termination

Aethelgard Horizons reserves the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that violates these Terms or is otherwise harmful to other users or the Service. You may terminate your account at any time by discontinuing use of the Service and following any applicable cancellation procedures.

14. Changes to the Terms

Aethelgard Horizons may update these Terms from time to time to reflect changes in the Service, legal requirements, or business practices. Material changes will be communicated through the website or by other reasonable means. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Aethelgard Horizons operates, without regard to conflict of law principles. [Jurisdiction to be confirmed and inserted upon legal review.]

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

17. Contact

Questions regarding these Terms should be directed through the contact details provided on our website. This document is a general template and placeholder contact information should be replaced with verified details prior to publication.